By the end of the month, many of us run around for money even for daily expenses, which is an intimidating sign that we are going through serious financial problems. Money problems are common to everyone. One or two outstanding debts here and there are bound to happen and are not a tough task to deal with. The annoying situation is then when you are struggling to meet both ends. The fact that regular bills and expenses are also becoming a burden puts a person in an embarrassing situation all resulting in anxiety and sometimes depression. Hence it is incumbent on the person to analyse his/her financial situation and take necessary help before it gets too tough to handle.