Raising Blessings

A family Budget is essential in determining what you really should be spending your money on. As we enter a recession reducing our spending may be even more important to us. The first step to starting a family budget is deciding how you want to keep your budget such as a computer spreadsheet (ie excel), [...]

My husband and I used to put most of our money into our savings account and then transfer most of that money to our chequing account to pay our bills each month. This was a good way to make a little extra off the interest short term but not a good way to save our money. [...]

I just wanted to share my piece of good news. We recieved our 2007 tax refund today! Right when I learned that it was in our chequing account I quickly logged in to  pay off my credit card. Now the only debt we have is my husbands student loan which we don’t have to pay interest on for at least 5 [...]

In less than 2 months we are moving to Provo, Utah where my husband will be going to Graduate School at BYU and since we will be there for at least 5 years we talked about maybe buying a house this winter. Of course I went online to see what kind of house we would [...]

One of the things I really like about the playgroup I take the kids to is that they often have people from the community talk about issues that the parents are interested in while the kids play. Today two ladies from a credit union talked about saving money and other money issues. A few of [...]

Today was one of the few times I have watched Oprah this year. I usually only watch it if I’m not doing anything else and the topic interests me. I am really interested in money issues and I love Suze Orman. I was excited when Oprah announced that her giveaway to all her viewers was a [...]

Starting a small business requires determination, a knowledge of the products you want to market or service you want to offer. It also requires start up money which for most people means taking out Small Business Loans. If you want to start a small business and need some Small Business Financing you may want to consider [...]

My husband received his second pay cheque and our moving reimbursement so we now actually have more money in our checking account than what is required to pay our rent. After we got the money we went to Costco to buy some groceries. Costco is my new favourite store – we bought a lot of [...]