I am feeling very stressed out right now.

If you have been following my blog for awhile you know that we have been trying to buy a home but we couldn’t get the loan approval until my husband recieved his first graduate school stipend so we are currently doing a lease to own until Novemember 1st. A couple weeks ago we got an FHA loan approval and our lender locked in a 5.8% interest rate which is amazing as rates are currently 7%. However we had an appraiser come by last week and said that the home is not FHA approved. The sellers actually told us that they had an FHA loan so it should be FHA approved well after the appraiser questioned the seller about having an FHA loan he confessed that the mortgage is not even in his name! He is paying the previous owner not the bank.

We need to be out of here by the end of the month which really stresses me out because I really hate moving. This will be our 8th time moving over the last 4 years.

Our lender is in tight position right now because she locked in our interest rate so if we don’t buy a home she will have to pay a big fee. We did look at some homes and may have something. We want to find something as quick as possible so we went with the lender and her husband who is also a realtor. This is another thing I am stressed out about. I feel like I have betrayed my previous realtor, he did work hard for us but he wasn’t available the day I wanted to go and I feel like that having the lender and her husband work on this together will be the quickest solution. JJ is going to talk to the current realtor about giving our previous realtor a portion of his commission. I hope he does because the guy deserves something.

What is something I can do for the previous realtor so I don’t feel so bad? Anyone know of someone in Salt lake or Utah county looking for  or selling a home that I can refer him to?